What is the interest rate on Bank of Ireland SuperSaver?
Bank of Ireland SuperSaver pays 3% AER. After 33% DIRT tax, the effective rate is 2.01%.
Bank of Ireland SuperSaver
3% AER - Regular Saver savings account from Bank of Ireland. 2.01% after 33% DIRT tax.
Account Details
- Interest Rate: 3% AER (2.01% after DIRT)
- Account Type: Regular Saver
- Access: Regular saver - monthly deposits required
- Minimum Deposit: €5
- Maximum Deposit: €30,000
- Deposit Protection: Irish DGS
- Provider: Bank of Ireland
Notes: Headline AER fixed for first 12 months on balances €1–€30,000. Defaults to SuperSaver Standard Regular Saver after Y1 (currently 2.00% AER variable; 0.50% AER above €30,000). Monthly Direct Debit €5–€500.
Interest Calculator
Estimated annual interest at 3% AER:
- €1,000 → €30.00 gross (€20.10 after DIRT)
- €5,000 → €150.00 gross (€100.50 after DIRT)
- €10,000 → €300.00 gross (€201.00 after DIRT)
Use our savings calculator for detailed projections.
About Bank of Ireland
One of Ireland's largest banks.
Website: https://www.bankofireland.com/
Compare Similar Regular Saver Accounts
- AIB Online Saver - 3% AER
- EBS Family Savings Account - 3% AER
- Bank of Ireland GoalSaver - 2% AER
- Bank of Ireland MortgageSaver - 2% AER
- PTSB Online Regular Saver - 2% AER
Frequently Asked Questions
Is my money protected with Bank of Ireland?
Yes, deposits are protected under Irish DGS. This covers up to €100,000 per person per institution.
How do I open this account?
Visit Bank of Ireland's website or branch to apply. You'll typically need ID and proof of address.
Do I have to pay tax on the interest?
Yes, interest is subject to 33% DIRT (Deposit Interest Retention Tax). Check with the provider whether DIRT is automatically deducted.
More Information
- Compare all savings accounts: https://smartsaver.ie/savings
- All Bank of Ireland accounts: https://smartsaver.ie/savings/provider/boi
- Savings calculator: https://smartsaver.ie/savings/tools/savings-growth
- Bank of Ireland website: https://www.bankofireland.com/