What is the interest rate on Klarna 4 Year Fixed?
Klarna 4 Year Fixed pays 2.9% AER. After 33% DIRT tax, the effective rate is 1.94%.
Klarna 4 Year Fixed
2.9% AER - Fixed Term savings account from Klarna. 1.94% after 33% DIRT tax.
Account Details
- Interest Rate: 2.9% AER (1.94% after DIRT)
- Account Type: Fixed Term
- Access: Fixed for 4 years
- Minimum Deposit: No minimum
- Maximum Deposit: No maximum
- Deposit Protection: Swedish DGS
- Provider: Klarna
Notes: 4 Year fixed term deposit.
Interest Calculator
Estimated annual interest at 2.9% AER:
- €1,000 → €29.00 gross (€19.43 after DIRT)
- €5,000 → €145.00 gross (€97.15 after DIRT)
- €10,000 → €290.00 gross (€194.30 after DIRT)
Use our savings calculator for detailed projections.
About Klarna
Swedish fintech. Savings accounts available in Ireland. DIRT not auto-deducted.
Website: https://www.klarna.com/ie/
Compare Similar Fixed Term Accounts
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- Raisin (Achmea Bank) 7 Years Fixed - 2.83% AER
Frequently Asked Questions
Is my money protected with Klarna?
Yes, deposits are protected under Swedish DGS. Check with the provider for full details of deposit protection.
How do I open this account?
Download the Klarna app and complete ID verification. The process is fully digital.
Can I withdraw early from a fixed term account?
Fixed term accounts typically don't allow early withdrawals, or may charge penalties. Fixed for 4 years. Check the specific terms before opening.
Do I have to pay tax on the interest?
Yes, interest is subject to 33% DIRT (Deposit Interest Retention Tax). Check with the provider whether DIRT is automatically deducted.
More Information
- Compare all savings accounts: https://smartsaver.ie/savings
- All Klarna accounts: https://smartsaver.ie/savings/provider/klarna
- Savings calculator: https://smartsaver.ie/savings/tools/savings-growth
- Klarna website: https://www.klarna.com/ie/