What is the best Bank of Ireland savings rate?
The best Bank of Ireland savings rate is 2.24% AER on their Advantage Fixed Term (6 month term).
Bank of Ireland Savings Accounts in Ireland - March 2026
Bank of Ireland offers 2 savings accounts in Ireland. Bank of Ireland is one of Ireland's main retail banks with branch access nationwide. Deposits protected by Irish DGS (€100,000).
Summary
- Total accounts: 2
- Account types: Fixed Term, Regular Saver
- Best rate: 2.24% AER (Advantage Fixed Term)
- Deposit protection: Irish DGS (€100,000)
- DIRT tax: Auto-deducted (33%)
- Data updated: Daily at 9am
Fixed Term Deposits (1)
Lock your money for higher rates.
- 2.24% AER - Advantage Fixed Term (6 months). Min €5,000
Regular Saver Accounts (1)
Save a fixed amount monthly.
- 2% AER - GoalSaver. Min €20, Max €2,000
Frequently Asked Questions
Is my money safe with Bank of Ireland?
Yes, Bank of Ireland deposits are protected by the Irish Deposit Guarantee Scheme (DGS) up to €100,000 per depositor.
How is DIRT tax handled?
Bank of Ireland automatically deducts DIRT (33%) from interest earned. You don't need to declare this separately on your tax return.
How do I open a Bank of Ireland savings account?
Open online via Bank of Ireland's website or app, or visit a local branch. You'll need ID and proof of address.
Compare Other Providers
- AIB: https://smartsaver.ie/savings/provider/aib
- PTSB: https://smartsaver.ie/savings/provider/permanent-tsb
- State Savings: https://smartsaver.ie/savings/provider/state-savings
- Revolut: https://smartsaver.ie/savings/provider/revolut
- N26: https://smartsaver.ie/savings/provider/n26
- Bunq: https://smartsaver.ie/savings/provider/bunq
- Trade Republic: https://smartsaver.ie/savings/provider/trade-republic
- MoCo: https://smartsaver.ie/savings/provider/moco
- Monzo: https://smartsaver.ie/savings/provider/monzo
- Klarna: https://smartsaver.ie/savings/provider/klarna
- Raisin: https://smartsaver.ie/savings/provider/raisin
More Information
- Compare all savings accounts: https://smartsaver.ie/savings
- Bank of Ireland website: https://www.bankofireland.com/