What is the best EBS savings rate?
The best EBS savings rate is 3% AER on their Family Savings Account (12 month term).
EBS Savings Accounts in Ireland - April 2026
EBS offers 4 savings accounts in Ireland. EBS offers competitive savings rates. Check deposit protection details on their website.
Summary
- Total accounts: 4
- Account types: Regular Saver, Children, Instant Access
- Best rate: 3% AER (Family Savings Account)
- Best instant access: 0.25% AER
- Deposit protection: Irish DGS (€100,000)
- DIRT tax: Auto-deducted (33%)
- Data updated: Daily at 9am
Instant Access Accounts (1)
Withdraw anytime without penalty.
- 0.25% AER - Instant Access Account. No minimum
Regular Saver Accounts (1)
Save a fixed amount monthly.
- 3% AER - Family Savings Account (12 months). No minimum, Max €50,000
Frequently Asked Questions
Is my money safe with EBS?
EBS deposits are protected by applicable deposit guarantee schemes. Check their website for details.
How is DIRT tax handled?
EBS automatically deducts DIRT (33%) from interest earned. You don't need to declare this separately on your tax return.
Can I access my money instantly?
Yes, EBS offers 1 instant access account with rates up to 0.25% AER. You can withdraw anytime without notice or penalty.
How do I open a EBS savings account?
Visit EBS's website to start the application process.
Compare Other Providers
- AIB: https://smartsaver.ie/savings/provider/aib
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- PTSB: https://smartsaver.ie/savings/provider/permanent-tsb
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- MoCo: https://smartsaver.ie/savings/provider/moco
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- Klarna: https://smartsaver.ie/savings/provider/klarna
More Information
- Compare all savings accounts: https://smartsaver.ie/savings
- EBS website: https://www.ebs.ie/