What is the interest rate on PTSB 40 Day Notice Savings?
PTSB 40 Day Notice Savings pays 0.5% AER. After 33% DIRT tax, the effective rate is 0.34%.
PTSB 40 Day Notice Savings
0.5% AER - Notice savings account from PTSB. 0.34% after 33% DIRT tax.
Account Details
- Interest Rate: 0.5% AER (0.34% after DIRT)
- Account Type: Notice
- Access: 40 days notice required for withdrawals
- Minimum Deposit: No minimum
- Maximum Deposit: No maximum
- Deposit Protection: Irish DGS
- Provider: PTSB
Interest Calculator
Estimated annual interest at 0.5% AER:
- €1,000 → €5.00 gross (€3.35 after DIRT)
- €5,000 → €25.00 gross (€16.75 after DIRT)
- €10,000 → €50.00 gross (€33.50 after DIRT)
Use our savings calculator for detailed projections.
About PTSB
Irish retail bank. Fixed term and notice accounts.
Website: https://www.ptsb.ie/
Compare Similar Notice Accounts
- AIB Online Notice Deposit 7 - 0.75% AER
Frequently Asked Questions
Is my money protected with PTSB?
Yes, deposits are protected under Irish DGS. This covers up to €100,000 per person per institution.
How do I open this account?
Visit PTSB's website or branch to apply. You'll typically need ID and proof of address.
Do I have to pay tax on the interest?
Yes, interest is subject to 33% DIRT (Deposit Interest Retention Tax). Check with the provider whether DIRT is automatically deducted.
More Information
- Compare all savings accounts: https://smartsaver.ie/savings
- All PTSB accounts: https://smartsaver.ie/savings/provider/ptsb
- Savings calculator: https://smartsaver.ie/savings/tools/savings-growth
- PTSB website: https://www.ptsb.ie/