What is the interest rate on Raisin (Achmea Bank) 7 Years Fixed?
Raisin (Achmea Bank) 7 Years Fixed pays 2.83% AER. After 33% DIRT tax, the effective rate is 1.9%.
Raisin (Achmea Bank) 7 Years Fixed
2.83% AER - Fixed Term savings account from Raisin (Achmea Bank). 1.9% after 33% DIRT tax.
Account Details
- Interest Rate: 2.83% AER (1.9% after DIRT)
- Account Type: Fixed Term
- Access: Fixed for 7 years
- Minimum Deposit: €5,000
- Maximum Deposit: €100,000
- Deposit Protection: EU DGS
- Provider: Raisin (Achmea Bank)
Notes: Via Raisin from Achmea Bank. DIRT not auto-deducted - self-declare on tax return.
Interest Calculator
Estimated annual interest at 2.83% AER:
- €5,000 → €141.50 gross (€94.81 after DIRT)
- €10,000 → €283.00 gross (€189.61 after DIRT)
- €25,000 → €707.50 gross (€474.03 after DIRT)
Use our savings calculator for detailed projections.
About Raisin (Achmea Bank)
Marketplace for EU bank deposits. Various deposit guarantee schemes apply depending on the partner bank's country.
Website: https://www.raisin.com/en-ie/
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Frequently Asked Questions
Is my money protected with Raisin (Achmea Bank)?
Yes, deposits are protected under EU DGS. Check with the provider for full details of deposit protection.
How do I open this account?
Register at raisin.ie, complete verification, then select this offer from available options.
Can I withdraw early from a fixed term account?
Fixed term accounts typically don't allow early withdrawals, or may charge penalties. Fixed for 7 years. Check the specific terms before opening.
Do I have to pay tax on the interest?
Yes, interest is subject to 33% DIRT (Deposit Interest Retention Tax). Check with the provider whether DIRT is automatically deducted.
More Information
- Compare all savings accounts: https://smartsaver.ie/savings
- All Raisin (Achmea Bank) accounts: https://smartsaver.ie/savings/provider/raisin
- Savings calculator: https://smartsaver.ie/savings/tools/savings-growth
- Raisin (Achmea Bank) website: https://www.raisin.com/en-ie/