Savings Guides
17 expert guides on savings accounts, deposit rates, and banking. Updated March 2026.
Deals & Comparisons
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Best Savings Accounts Ireland 2026 (Actually Compared)
- 8 min read
Compare the best savings accounts in Ireland for lump sums and regular savers. See real rates after DIRT tax, not misleading headlines.
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Best Savings Account for Lump Sum Ireland 2026
- 7 min read
Got €10,000, €50,000 or more sitting in savings? Here are the best instant access accounts that actually pay decent interest on lump sums.
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Best Regular Saver Accounts Ireland 2026 (Maximise Your 3%)
- 7 min read
Regular saver accounts offer up to 3% in Ireland. Here's how they work, which banks offer them, and how to maximise your returns.
Tax & Protection
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Deposit Guarantee Schemes Ireland: Is My Money Safe?
- 8 min read
Worried about neobanks or EU banks? Here's how deposit guarantees protect your savings up to €100,000 across Ireland and Europe.
Analysis
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N26 Savings Breakeven: Is the Subscription Worth It? (2026)
- 5 min read
We calculate exactly how much you need in savings for each N26 plan to cover its subscription cost. Spoiler: the rates are not great.
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Revolut Savings Breakeven Analysis: Which Plan Actually Pays Off?
- 5 min read
We calculate exactly how much you need in savings for each Revolut plan to cover its subscription cost. The maths might surprise you.
Guides
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State Savings Ireland 2026: Complete Guide to Tax-Free Returns
- 8 min read
State Savings offer DIRT-free returns backed by the Irish government. Compare Savings Certificates, Bonds, and Prize Bonds.
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How to Switch Savings Accounts Ireland: Step-by-Step Guide
- 5 min read
Switching savings accounts is easier than you think. Here's exactly how to move from AIB/BOI to better rates at Bunq or Trade Republic.
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How Much to Save in Emergency Fund Ireland 2026
- 5 min read
How much should you keep in savings? The 3-6 months rule explained, plus where to keep your emergency fund.
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Credit Union Savings Rates Ireland 2026: Are They Worth It?
- 4 min read
Credit union dividends typically pay 0.5-2%. How do they compare to bank savings accounts? Full analysis.
Provider Reviews
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Bunq Ireland Review 2026: Best Savings Rate for Lump Sums?
- 6 min read
Bunq offers 2%+ interest on savings with instant access. Is it safe? How does it work for Irish savers? Full review.
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Trade Republic Ireland Review 2026: 2% Savings + Investing
- 5 min read
Trade Republic pays 2% on cash with instant access. Plus commission-free investing. Full review for Irish users.
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Raisin Ireland Review 2026: Access EU Savings Rates
- 5 min read
Raisin gives Irish savers access to higher EU bank rates. Up to 2.80% on fixed terms. Is it safe? How does it work?
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AIB Savings Accounts Review 2026: Rates, Regular Saver & Fixed Terms
- 5 min read
AIB savings rates compared: Regular Saver (3%), Demand Deposit (0.25%), Fixed Terms. Which AIB account is best for your savings?
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Bank of Ireland Savings Accounts Review 2026: Rates Compared
- 5 min read
Bank of Ireland savings rates: Supersaver (3%), On Demand (0.10%), Fixed Terms. Are BOI savings worth it?
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Revolut Savings Ireland Review 2026: Rates & Features
- 4 min read
Revolut offers savings accounts for Irish users. Rates from 1.5% to 2.25% depending on plan. Full review.
Tax & Regulations
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What is DIRT Tax? Ireland's Deposit Interest Guide
- 4 min read
Everything you need to know about DIRT (Deposit Interest Retention Tax) in Ireland - current rates, exemptions, and how it affects your savings.
Compare Savings Options
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