Revolut Savings Ireland Review 2026: Rates & Features
Revolut offers savings accounts for Irish users. Rates from 1.5% to 2.25% depending on plan. Full review.
By SmartSaver Team | Published 1 January 2026 | 4 min read
Topics: revolut savings, revolut ireland, neobank savings, revolut interest
Revolut launched savings accounts in Ireland in 2024. Here's how they compare to alternatives.
Revolut Savings Rates
| Plan | Monthly Fee | Savings Rate | |------|-------------|--------------| | Standard | Free | 1.50% | | Plus | €3.99 | 1.50% | | Premium | €8.99 | 1.85% | | Metal | €15.99 | 2.00% | | Ultra | €45 | 2.25% |
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How Revolut Savings Works
- Interest calculated daily
- Paid monthly
- Instant access
- Protected by Lithuanian deposit guarantee (€100,000)
- DIRT deducted automatically
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Revolut vs Bunq
| Factor | Revolut Standard | Bunq Free | |--------|------------------|-----------| | Rate | 1.50% | 2.01% | | After DIRT | 0.89% | 1.19% | | Fee | Free | Free | | Protection | €100,000 | €100,000 |
Bunq wins on rate. Revolut only competitive at Premium tier or above.
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Is Revolut Worth It for Savings?
Yes, If:
- You already use Revolut for daily banking
- You're on Premium/Metal/Ultra for other reasons
- You want everything in one app
No, If:
- Savings rate is your priority
- You're on Standard (Bunq pays 0.5% more)
- You'd pay for Premium just for savings
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Pros and Cons
Pros
✅ Convenient if already using Revolut ✅ Instant access ✅ Irish IBAN ✅ Full EU protection ✅ Excellent app
Cons
❌ Standard rate (1.50%) below Bunq (2.01%) ❌ Need expensive plan for competitive rates ❌ Rate tied to subscription tier
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Verdict
Rating: 3/5 for savings
Revolut is excellent for everyday banking but not the best for savings. If you're on Standard or Plus, move savings to Bunq for better returns.
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Last updated: January 2026---