What is the interest rate on MoCo EasySaver (Promo)?
MoCo EasySaver (Promo) pays 2.6% AER. After 33% DIRT tax, the effective rate is 1.74%.
MoCo EasySaver (Promo)
2.6% AER - Instant Access savings account from MoCo. 1.74% after 33% DIRT tax.
Account Details
- Interest Rate: 2.6% AER (1.74% after DIRT)
- Account Type: Instant Access
- Access: Instant access - withdraw anytime
- Minimum Deposit: €1
- Maximum Deposit: €500,000
- Deposit Protection: Austrian DGS
- Provider: MoCo
Notes: 2.6% promotional rate. DIRT auto-deducted.
Interest Calculator
Estimated annual interest at 2.6% AER:
- €1,000 → €26.00 gross (€17.42 after DIRT)
- €5,000 → €130.00 gross (€87.10 after DIRT)
- €10,000 → €260.00 gross (€174.20 after DIRT)
Use our savings calculator for detailed projections.
About MoCo
By BAWAG (Austrian bank). DIRT auto-deducted. Launched Oct 2025.
Website: https://www.moco.ie/
Compare Similar Instant Access Accounts
- Revolut Instant Access Savings (Ultra) - 2.25% AER
- MoCo EasySaver (Standard) - 2.1% AER
- Raisin (Northmill Bank AB) Demand Deposit - 2.02% AER
- Raisin (Banca CF+) Demand Deposit - 2.02% AER
- Raisin (BluOr Bank) Demand Deposit - 2.01% AER
Frequently Asked Questions
Is my money protected with MoCo?
Yes, deposits are protected under Austrian DGS. This provides protection up to €100,000 under EU deposit guarantee rules.
How do I open this account?
Download the MoCo app and complete ID verification. The process is fully digital.
Do I have to pay tax on the interest?
Yes, interest is subject to 33% DIRT (Deposit Interest Retention Tax). MoCo automatically deducts DIRT.
More Information
- Compare all savings accounts: https://smartsaver.ie/savings
- All MoCo accounts: https://smartsaver.ie/savings/provider/moco
- Savings calculator: https://smartsaver.ie/savings/tools/savings-growth
- MoCo website: https://www.moco.ie/