What is the interest rate on Revolut Instant Access Savings (Ultra)?
Revolut Instant Access Savings (Ultra) pays 2.25% AER. After 33% DIRT tax, the effective rate is 1.51%.
Revolut Instant Access Savings (Ultra)
2.25% AER - Instant Access savings account from Revolut. 1.51% after 33% DIRT tax.
Account Details
- Interest Rate: 2.25% AER (1.51% after DIRT)
- Account Type: Instant Access
- Access: Instant access - withdraw anytime
- Minimum Deposit: No minimum
- Maximum Deposit: €100,000
- Deposit Protection: Lithuanian DGS
- Provider: Revolut
Notes: Requires Ultra plan (€55/month). 2.25% on first €100k, 2.00% above. DIRT auto-deducted.
Interest Calculator
Estimated annual interest at 2.25% AER:
- €1,000 → €22.50 gross (€15.08 after DIRT)
- €5,000 → €112.50 gross (€75.38 after DIRT)
- €10,000 → €225.00 gross (€150.75 after DIRT)
Use our savings calculator for detailed projections.
About Revolut
Digital bank. Rates tiered by plan. DIRT auto-deducted.
Website: https://www.revolut.com/
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Frequently Asked Questions
Is my money protected with Revolut?
Yes, deposits are protected under Lithuanian DGS. This provides protection up to €100,000 under EU deposit guarantee rules.
How do I open this account?
Download the Revolut app and complete ID verification. The process is fully digital.
Do I have to pay tax on the interest?
Yes, interest is subject to 33% DIRT (Deposit Interest Retention Tax). Revolut automatically deducts DIRT.
More Information
- Compare all savings accounts: https://smartsaver.ie/savings
- All Revolut accounts: https://smartsaver.ie/savings/provider/revolut
- Savings calculator: https://smartsaver.ie/savings/tools/savings-growth
- Revolut website: https://www.revolut.com/