What is the interest rate on Raisin (Aareal Bank) 7 Years Fixed?
Raisin (Aareal Bank) 7 Years Fixed pays 3.05% AER. After 33% DIRT tax, the effective rate is 2.04%.
Raisin (Aareal Bank) 7 Years Fixed
3.05% AER - Fixed Term savings account from Raisin (Aareal Bank). 2.04% after 33% DIRT tax.
Account Details
- Interest Rate: 3.05% AER (2.04% after DIRT)
- Account Type: Fixed Term
- Access: Fixed for 7 years
- Minimum Deposit: €1,000
- Maximum Deposit: €100,000
- Deposit Protection: EU DGS
- Provider: Raisin (Aareal Bank)
Notes: Via Raisin from Aareal Bank. DIRT not auto-deducted - self-declare on tax return.
Interest Calculator
Estimated annual interest at 3.05% AER:
- €1,000 → €30.50 gross (€20.44 after DIRT)
- €5,000 → €152.50 gross (€102.18 after DIRT)
- €10,000 → €305.00 gross (€204.35 after DIRT)
Use our savings calculator for detailed projections.
About Raisin (Aareal Bank)
Marketplace for EU bank deposits. Various deposit guarantee schemes apply depending on the partner bank's country.
Website: https://www.raisin.com/en-ie/
Compare Similar Fixed Term Accounts
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- Raisin (Aareal Bank) 5 Years Fixed - 2.85% AER
- Raisin (Hamburg Commercial Bank) 5 Years Fixed - 2.85% AER
- Raisin (Achmea Bank) 7 Years Fixed - 2.83% AER
Frequently Asked Questions
Is my money protected with Raisin (Aareal Bank)?
Yes, deposits are protected under EU DGS. Check with the provider for full details of deposit protection.
How do I open this account?
Register at raisin.ie, complete verification, then select this offer from available options.
Can I withdraw early from a fixed term account?
Fixed term accounts typically don't allow early withdrawals, or may charge penalties. Fixed for 7 years. Check the specific terms before opening.
Do I have to pay tax on the interest?
Yes, interest is subject to 33% DIRT (Deposit Interest Retention Tax). Check with the provider whether DIRT is automatically deducted.
More Information
- Compare all savings accounts: https://smartsaver.ie/savings
- All Raisin (Aareal Bank) accounts: https://smartsaver.ie/savings/provider/raisin
- Savings calculator: https://smartsaver.ie/savings/tools/savings-growth
- Raisin (Aareal Bank) website: https://www.raisin.com/en-ie/