What is the interest rate on Raisin (Collector Bank) Demand Deposit?
Raisin (Collector Bank) Demand Deposit pays 1.86% AER. After 33% DIRT tax, the effective rate is 1.25%.
Raisin (Collector Bank) Demand Deposit
1.86% AER - Instant Access savings account from Raisin (Collector Bank). 1.25% after 33% DIRT tax.
Account Details
- Interest Rate: 1.86% AER (1.25% after DIRT)
- Account Type: Instant Access
- Access: Instant access - withdraw anytime
- Minimum Deposit: €1
- Maximum Deposit: €100,000
- Deposit Protection: EU DGS
- Provider: Raisin (Collector Bank)
Notes: Via Raisin from Collector Bank. DIRT not auto-deducted - self-declare on tax return.
Interest Calculator
Estimated annual interest at 1.86% AER:
- €1,000 → €18.60 gross (€12.46 after DIRT)
- €5,000 → €93.00 gross (€62.31 after DIRT)
- €10,000 → €186.00 gross (€124.62 after DIRT)
Use our savings calculator for detailed projections.
About Raisin (Collector Bank)
Marketplace for EU bank deposits. Various deposit guarantee schemes apply depending on the partner bank's country.
Website: https://www.raisin.com/en-ie/
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Frequently Asked Questions
Is my money protected with Raisin (Collector Bank)?
Yes, deposits are protected under EU DGS. Check with the provider for full details of deposit protection.
How do I open this account?
Register at raisin.ie, complete verification, then select this offer from available options.
Do I have to pay tax on the interest?
Yes, interest is subject to 33% DIRT (Deposit Interest Retention Tax). Check with the provider whether DIRT is automatically deducted.
More Information
- Compare all savings accounts: https://smartsaver.ie/savings
- All Raisin (Collector Bank) accounts: https://smartsaver.ie/savings/provider/raisin
- Savings calculator: https://smartsaver.ie/savings/tools/savings-growth
- Raisin (Collector Bank) website: https://www.raisin.com/en-ie/